Blog.
Best Benefits That Employers Offer
Individuals working over 40 hours per week deserve to have a job that they love. People often consider their job perks to be the reason why they love their job, and research suggests employee benefits may be more valuable to workers than their salary. Employee perks...
Student Loans Affect Your Credit Score
A credit score is a measurement of a person's trustworthiness to repay their debts. Scores range from 300 (very poor) to 850 (excellent). A person with a high credit score has a history of on-time payments, a reliable income, and a relatively low amount of existing...
Is a Cosigner Required for a Private Student Loan?
Student loans are an interesting source of credit-based borrowing considering the majority of student loan holders have little or no credit history. Federal student loans (except for PLUS loans) do not require a credit check and will actually help borrowers build a...
5 Voluntary Benefit Misconceptions
Voluntary benefits such as health insurance, dental plans, and 401(k)'s have been around for many years now. Most companies offer benefits as an incentive to recruit and retain talent. As the job market tightens, companies have begun offering additional voluntary...
Does Bankruptcy Clear Your Student Loans?
It's a common notion that bankruptcy won't clear student loan debt, however there are some states relaxing that stance and even rumors that lawmakers will make it easier to discharge student loans in bankruptcy. In fact, some bankruptcy lawyers argue that the legal...
How to Qualify for Student Loan Forgiveness
Remember the old saying, "if something seems too good to be true, it probably is." Keep that in mind when seeking student loan forgiveness. While there are paths to loan forgiveness, they often take many years and contain very specific qualifications. What does...
Student Loan Benefits are Becoming More Common
About 44 million borrowers now owe $1.5 trillion in student loan debt, more than doubling since 2006. This remarkable increase is a current a crisis for many workers and an opportunity for benefits brokers to offer a offer a new voluntary benefit. Student loan...
Student Loans Are Delaying Life’s Milestones
Millennials Are Delaying Home Buying Because of their Student Loans A study last October by the National Association of Realtors and the American Student Assistance agency found that millennials are delaying home buying by approximately seven years. Millennials carry...
Student Loan Benefits Can Help Older Americans, Too
There are More Older Americans in the Workforce The traditional retirement age is no longer 65. According to the Bureau of Labor Statistics, the fastest-growing age segment in the workforce are Americans 65 years or older. The number of Americans over 65 that are not...
How Long Can you Postpone your Student Loan Payments?
Under certain conditions, you may be able to postpone your student loan payments for up to 3 years. However, in most instances where you qualify for deferment or forbearance, you'll receive temporary relief for up to 6 months with the option to reapply. How to...