Blog.

The growing challenges facing higher education present significant threats to college budgets. Proposed legislative changes and a looming default crisis threaten to strain institutional resources. To protect higher education budgets, colleges must prepare against...

The changes within the Department of Education and Federal Student Aid raise concerns about the rising threat of student loan defaults. While the Q1 2025 data for student loan delinquency is pending, the Q4 2024 data showed delinquency rates that were three times...

Good news for student loan borrowers! The U.S. Department of Education’s Office of Federal Student Aid (FSA) has reopened the online income-driven repayment (IDR) plan and loan consolidation applications. This comes after a temporary pause necessitated by a recent...

The White House issued an executive order to begin the shutdown of the Department of Education. While the full implications remain, colleges can prepare for changes to how federal education programs are administered. With the potential chaos on student loans after the...

This week's leading story in higher education was about the significant reductions in the Department of Education. These cuts understandably caused concern for college leaders. Change is never easy, but colleges should focus on opportunities for growth and innovation....

Challenges keep coming at college financial sustainability: enrollment instability, student retention issues, growing student loan delinquency rates, and recent changing federal policies and the attempt to dismantle the Department of Education. Institutions must...

The Wall Street Journal and other news outlets reported that student loan borrowers' credit scores are dropping. Here's a look at the current situation: Bad News: Credit scores of student loan borrowers have dropped Approximately 43% of federal student loan borrowers...

The warnings have been sounded. As we highlighted in previous blogs, the end of the three-year pandemic era payment pause, ongoing borrower confusion, federal servicer limitations, and economic pressures have created a perfect storm for a student loan default crisis....

Higher education is going through changes. Colleges and universities are grappling with complex challenges including fluctuating enrollment, rising student loan delinquency, shifting public perception, and confusing federal policy changes. These issues are not...